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If you have a debit card, a checking account, or the ability to send wires, this is something you need to understand right now.

A growing scam is emptying bank accounts in minutes by exploiting something most people trust without thinking twice. Bank alerts, fraud calls, and verification texts. These scams are no longer obvious, clumsy, or poorly timed. They look real, sound professional, and move fast enough to overwhelm even careful people.

The story you are about to see shows how one couple lost nearly $140,000 by doing many of the things we typically tell clients to do. Calling the bank, checking activity, and responding quickly to fraud alerts. Understanding how this happened is the first step in making sure it does not happen to you.

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