Capital markets have had a rough year, with both stocks and bonds set to post negative annual returns for only the third time in history (and the first time since 1969). But even though the markets haven't given investors much to feel good about this year, the underperforming market does offer a silver lining: a lower tax bill for investors who realize their losses. This Barron’s article explains how investors can take advantage of the bear market to reduce their tax burden for 2022.