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April is Financial Literacy Month, and promoting financial understanding is more urgent than ever: a 2018 FINRA survey found that only 34% of respondents were able to correctly answer 3 out of 4 basic financial literacy questions — a decline of almost 10% from 2009. To make matters worse, when asked to rate their financial knowledge on a scale from 1 (minimal) to 7 (expert), 71% of Americans gave themselves a 5 or higher. This Investopedia article explains the value of financial literacy — and why it will continue to be critically important in the years to come.

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